Empowering You to Choose the Best Health Care Solution
Who We Are
Retirement Insurance Specialists (RIS) is your trusted partner in navigating the complex world of healthcare plans and Medicare. Based in Chandler, Arizona, we're an independent insurance agency dedicated to empowering individuals at or near retirement to make informed decisions about their health insurance needs.
What We Do
We understand that navigating healthcare plans can be daunting. Our expert agents take the time to understand your unique needs and provide personalized guidance on:
Medicare Planning
- Understanding Medicare eligibility and benefits
- Selecting the right Medicare Supplement or Advantage plan
- Navigating the Medicare Part D prescription drug program
- Addressing specific needs with additional coverage options
Health Insurance Solutions
- Comprehensive analysis of all available health insurance plans
- Guidance on choosing the most suitable plan based on your needs and budget
- Assistance with the enrollment process
- Personalized claims management support
Why Choose RIS?
- Educative and Consultative Approach: We prioritize understanding your unique needs and provide clear explanations about your options.
- Independent Agency: We work with over 20 different insurance companies, giving you access to a broader range of plans and competitive rates.
- Personalized Service: You will work with a dedicated agent who will guide you through every step of the process and address your concerns.
- Client-Focused Approach: Our primary goal is to empower you to make confident decisions regarding your health insurance.
Our Expertise
Our team of experienced agents possesses comprehensive knowledge of:
- Medicare rules and regulations
- Different types of health insurance plans
- Cost-saving strategies and potential waivers
- Complex healthcare scenarios and special needs
Contact Us Today
Don't wait until you need healthcare to plan for your future. Contact Retirement Insurance Specialists today and receive personalized guidance on navigating the healthcare landscape and securing your health in retirement.
Expert Insights and Client Experiences with Retirement Insurance Specialist (RIS)
The reviews provided offer a mix of positive and negative experiences with the Retirement Insurance Specialist (RIS) and its representatives, Justin Bro and Mark Molina. While some clients have had exceptional experiences, others have faced significant issues.
Communication and Services
Several reviewers praised the personalized attention and expertise they received from RIS representatives, particularly Justin Bro and Mark Molina. Clients have appreciated the one-on-one time spent understanding their Medicare options, being walked through complex processes, and receiving explanations in easy-to-understand terms. The representatives are described as friendly, caring, and patient in their approach.
Challenges and Negative Experiences
However, one reviewer had a disastrous experience with Mark Molina of RIS. The client, Dan Tyson, claimed that Mark switched their Medicare supplemental insurance without canceling the previous policy, leading to over a year of incorrect billing and significant financial losses. Mark was unresponsive to the issue, and the client felt abandoned despite repeated attempts to resolve the problem.
Conclusion
Despite the mixed experiences, the majority of reviewers have had positive interactions with RIS and its representatives. They have appreciated the personalized attention, expertise, and care provided in understanding their Medicare options. On the other hand, the negative experience reported by Dan Tyson serves as a warning to clients to stay vigilant and monitor their insurance coverage.
