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Protecting what matters most, with a personal touch.

At Lott & Gaylor Insurance, we're dedicated to providing personalized service and tailored insurance solutions to individuals and businesses in Southwest Florida. With over 40 years of experience, our mission is to protect what matters most to you. Our team of experienced agents takes the time to understand your unique needs and provides expert guidance to help you make informed decisions about your insurance coverage.

Our History

Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we've been committed to building strong relationships with our clients and providing exceptional service. Our founders instilled a deep sense of culture that revolves around honesty, integrity, and reliability, which has enabled us to thrive for over 65 years.

Services

We offer a comprehensive range of insurance services, including:

  • Personal Insurance: Homeowners, Condo, Renters, Auto, Boat, Life, and Umbrella Insurance
  • Business Insurance: Commercial Property, Liability, Auto, Workers' Compensation, and Specialty Programs
  • Specialty Programs: Condo and Homeowners Associations, Auto Dealers & Garage, Restaurant, Motel & Hotel, Church, Contractors, Landlord Liability, and Cardiovascular Perfusion Professional Liability Insurance

Why Choose Us?

At Lott & Gaylor Insurance, we believe that every individual and business deserves access to sound, informed advice. Our agents take the time to understand your unique needs and provide personalized service to help you navigate the complex world of insurance. We're dedicated to keeping what matters most to you, safe.

Reviews (148)
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Positive: Most customers praised Lott & Gaylor Insurance for their knowledgeable and professional staff, quick response to inquiries, and efficient service.
Negative: One customer had a negative experience with a specific staff member, citing rudeness and lack of customer service skills.

Overall Experience

Most customers have had a positive experience with Lott & Gaylor Insurance, praising the company's knowledgeable and professional staff, particularly Megan Duchene. Many reviewers appreciated the quick response to their inquiries, efficient service, and personalized attention.

Positive Aspects

  • Knowledgeable and professional staff
  • Quick response to inquiries
  • Efficient service
  • Personalized attention
  • Ability to find affordable policies with necessary coverages

Negative Aspects

  • One reviewer had a negative experience with a specific staff member, citing rudeness, lack of customer service skills, and unhelpfulness.