Headsouth Assure Group

At HeadSouth Insurance, we understand that finding the right insurance policy can be a daunting task. That's why we're dedicated to providing personalized solutions that cater to your unique needs and risks. As an independent insurance agency, we're not tied to any one company, which means we can shop around to find the best policy for you.

The Independent Advantage

As an independent agency, we have the flexibility to offer a wide range of insurance solutions and work with top-rated carriers to find the best fit for your needs. This allows us to provide personalized service, tailored to your specific circumstances. With our expertise, you can be confident that you're getting the right coverage for your risks.

Our Services

At HeadSouth Insurance, we offer a variety of insurance solutions to suit your needs, including:

Personal Insurance

• Home Insurance
• High Net Worth Insurance
• Secondary Home Insurance
• Auto Insurance
• Watercraft Insurance

Business Insurance

• Business Owners Insurance
• General Liability Insurance
• Workers' Compensation Insurance
• Commercial Property Insurance
• Business Auto Insurance

Insurance by Industry

• Landscaping Services Insurance
• Brewery Insurance
• Winery Insurance
• Retail Business Insurance
• Restaurant Insurance

Water Damage Risk Factor

As one of the most common causes of loss to a home, water damage can be devastating. At HeadSouth Insurance, we understand the importance of protecting your home and belongings from all sources of water damage. We can help you identify the right coverage options to ensure you're adequately protected.

Valuable Possessions Risk Factor

Typically, there is a sublimit on homeowner insurance policies for valuable possessions, such as jewelry, furs, fine arts, and other collectibles. At HeadSouth Insurance, we can help you obtain a personal floater or schedule your valuable possessions to ensure you have the money to replace them.

Collector Cars Risk Factor

Collector or classic vehicles often have significant value and require special documentation and unique insurance coverage to ensure they're adequately protected. At HeadSouth Insurance, we can help you insure your collector cars with a specialized insurance company that focuses on and understands the unique nature of collector or classic cars.

Cyber Risk Coverage Risk Factor

With more smart technology in homes and technology at your fingertips, malware, hackers, and other cyber threats can jeopardize your security, finances, and reputation. At HeadSouth Insurance, we can help you obtain identity theft, personal injury, and cyber risk coverage as an important add-on coverage to your homeowners policy.

Workers Compensation / Employee Practices Liability Insurance (EPLI) Risk Factor

There are risks associated with employing domestic staff in your home. Employees can become injured on the job, leaving you to pay out-of-pocket for their medical expenses. Additionally, staff can sue for wrongful termination, privacy issues, discrimination, and harassment claims. At HeadSouth Insurance, we can help you obtain coverage for medical expenses when your staff are hurt while on the job, and also provide employment practices liability insurance to protect you from high legal costs associated with lawsuits and additional claims.

Additional Living Expense Risk Factor

When there is substantial damage to your home due to unexpected events such as lightning, fire, or a storm, you may not be able to live in your home until it can be repaired or rebuilt. At HeadSouth Insurance, we can help you obtain coverage that provides higher limits to ensure that your schedule and standard of living is not compromised. Additional living expense coverage compensates you for the costs incurred for housing and other daily needs.