Your Financial Well-being is My Top Priority
At Jerry C. Thomas, CFP, we understand that navigating the complex world of insurance planning can be overwhelming. That's why we're committed to providing personalized guidance and expertise to help you achieve your financial goals.
Our Services
As a CERTIFIED FINANCIAL PLANNER, Jerry C. Thomas has extensive experience in insurance planning, specializing in life insurance, disability insurance, long-term care insurance, and annuities. We partner with over 20 different insurance companies to ensure you receive the best possible solution for your unique needs.
Life Insurance Planning
We'll help you determine how much life insurance you need, which company and plan best suits your goals, and which company will make the best offer based on your overall health profile. We'll also compare additional features that can protect your family if you were to become disabled or needed to access the death benefit to pay for long-term care.
Disability Insurance Planning
We'll help you determine the amount of disability insurance you need, which carrier and plan is right for you, and how different provisions of the contract may affect your ability to receive benefits. We'll review the various types of definitions (Own Occupation vs. Regular Occupation), which company will make the best offer based on your current and past medical history, and explain the different policy features and riders.
Long-Term Care Planning
We'll help you review what long-term care is, what the likelihood is that you and your family will need to provide care for a loved one, and how much long-term care can cost. We'll then review the different types of plans available and how they work (Traditional, Hybrid Life, Perm Life + LTC Rider, Annuity + LTC Rider). We'll help determine which solution works for you based on your overall health profile.
Annuity Planning
We'll help you review how different annuity options work (SPIA, Variable Annuity, Fixed Guaranteed, Index, Medicare) and whether they should be included in your overall financial plan. We'll review the different features of each annuity and how their features compare to other planning options.
Policy Review Service
Many of our clients have existing policies that have not been reviewed in years. Policies should be reviewed at a minimum every 3-5 years to make sure their performance is keeping pace with your financial goals. Our team of professionals can help you review an existing policy or strategy to determine if any changes need to be made.
What Does it Mean to be a CERTIFIED FINANCIAL PLANNER?
As a broker, we can work with many different insurance companies, our goal is to help you find the right one. Below are some of the carriers we can partner with to find the one who meets your needs.
The CFP Financial Planning Process
The CFP Financial Planning Process is based on established norms of practice, advance professionalism in financial planning, and enhance the value of the financial planning process. This process is designed to ensure that the practice of financial planning by CERTIFIED FINANCIAL PLANNER professionals is based on established norms of practice.
Overall Experience
The reviewers had a consistently positive experience working with Jerry, with all of them giving 5-star ratings. They found him to be helpful, knowledgeable, and professional throughout the process.
Key Strengths
- Knowledge and Expertise: Jerry was praised for his extensive knowledge and ability to explain complex options in a clear and concise manner.
- Responsiveness and Professionalism: Reviewers appreciated Jerry's prompt responses and professional demeanor, making the experience enjoyable and stress-free.
- Personalized Service: Jerry took the time to understand each client's needs and provided personalized recommendations, resulting in a high level of satisfaction.
- Value and Affordability: Jerry was able to offer competitive pricing, with one reviewer mentioning that he was better priced than other options.
Specific Comments
Reviewers praised Jerry's ability to navigate complex plans and options, making it easier for them to make informed decisions. They also appreciated his attention to detail and his passion for his work.
