At LJM Insurance, we're dedicated to providing you with the best possible health insurance options. As an independent health insurance agency, we work for you, not for any specific insurance company. This allows us to offer unbiased advice and guidance to help you make informed decisions about your health insurance needs. Our team is comprised of experienced professionals who are passionate about helping individuals, families, and seniors navigate the complex world of health insurance.
Our Services
We offer a wide range of health insurance services, including Medicare Supplements, Medicare Advantage, Part D, Health Insurance, Dental Insurance, and Life Insurance. Our goal is to provide you with personalized attention and tailored solutions that meet your unique needs and budget. We're committed to helping you find the right coverage at the right price, and we're dedicated to providing exceptional customer service every step of the way.
How We Work
We work with all the top-rated carriers in your state, which means you have access to a wide range of options and prices. We carefully monitor the health insurance marketplace to ensure that you receive the most stable rates and the best coverage for your needs. Our services are free of charge, and we're paid a commission by the insurance company, which is built into the premium even if you were to go direct to the carrier.
What We Offer
Our portfolio of services includes:
- Medicare Supplement Plans: These plans supplement Medicare by paying for what Medicare does not cover.
- Medicare Advantage: This type of plan is administered by a private insurance company and provides an alternative to original Medicare.
- Part D: This is your prescription drug coverage, which varies in cost depending on the plan and location.
- Health Insurance: We offer comprehensive health insurance plans that include essential benefits such as outpatient care, hospital care, maternity services, and more.
- Dental Insurance: Our dental insurance plans cover costs associated with dental care, including preventive services and complex procedures.
- Life Insurance: We offer life insurance plans to help you protect your loved ones financially in the event of your passing.
Why Choose Us
By working with LJM Insurance, you can rest assured that you're getting the best possible coverage at the right price. We're committed to providing exceptional customer service, and we're dedicated to helping you navigate the complex world of health insurance. With our expertise and guidance, you can make informed decisions about your health insurance needs and enjoy peace of mind knowing that you're protected.
Exceptional Customer Service
The reviewers have consistently praised Loran's exceptional customer service, describing him as "absolutely magnificent", "great", "invaluable", "absolutely amazing", "knowledgeable", "patient", and "willing to answer all my questions". They appreciate his ability to guide them through complex problems and provide helpful solutions.
Efficient and Effective
Loran has been commended for his efficiency and effectiveness in finding suitable insurance options for his clients. He has been able to locate brand-name insurance at competitive prices, and has even provided discount prescription cards that have resulted in significant savings.
Follow-up and Support
The reviewers have also praised Loran for his diligent follow-up and support, ensuring that his clients receive the best possible service. He has been described as responsive, trustworthy, and willing to go the extra mile to help his clients achieve their goals.
No Negative Comments
There are no negative comments about Loran's service or professionalism.
