Chisago Lakes Mutual Insurance

For over 150 years, Chisago Lakes-German Farmers Mutual Insurance Company has been providing high-quality insurance to the community. Founded by local farmers in 1867, we initially offered fire insurance to our members. Over the years, our product offerings have expanded to include coverage for various perils such as theft, vandalism, lightning, water & sewer backup, and power surge, among others. Despite the changes, our commitment to our customers and the community has remained steadfast.

Our Mission

Our mission is to provide quality insurance products to our policyholders at a fair price while maintaining the financial strength and stability of the company. We aim to offer the best possible coverage at the best possible price, ensuring our customers feel comfortable and safe in their homes or on their farms.

Why Choose Us?

At Chisago Lakes-German Farmers Mutual Insurance Company, we pride ourselves on personalized, friendly services. We are a small, family-oriented business with a long history in the community. Our independent insurance agents take the time to understand each client's unique needs, offering customized insurance solutions. With over a century of service, we have established ourselves as a reliable and trustworthy source for insurance needs in the Chisago Lakes Area and surrounding counties.

Our Services

We offer a range of insurance services, including homeowners and farm insurance policies that cover various perils such as fire, wind, hail, theft, vandalism, and more. Our policies are designed to provide comprehensive protection for your home and farm, ensuring peace of mind for our policyholders. If you're dissatisfied with your current insurance coverage, we invite you to explore our offerings and discover how we can better meet your needs.

Annual Meeting

Each year, we hold an annual business meeting on the second Saturday in February. Policyholders are notified via a mailing approximately 2-3 weeks prior to the meeting date. All directors and officers are available to answer questions and discuss the company's activities and future plans.