O'Connor Insurance Associates

At O'Connor Insurance Associates, Inc., we understand the importance of having the right insurance coverage to protect you and your loved ones from the unexpected. As a full-service, locally owned, and independent insurance agency in Charlotte, NC, we've been serving the community since January 2000. Our agency is family-owned and operated by Terry and Michelle O'Connor, who have built a reputation for providing top-notch service and personalized attention to each client.

Our Services

We offer a wide range of insurance services, including:

Personal Insurance

• Homeowners Insurance: Protect your home and its contents from damage or destruction caused by unexpected events such as fires, floods, or storms.
• Auto Insurance: Coverage for your vehicle or vehicles against theft, damage, or liability in the event of an accident.
• Motorcycle Insurance: For motorcyclists, we offer coverage for accidents, theft, or damage to your bike.
• Condo Insurance: Protect your condominium unit and its contents from damage or destruction caused by unexpected events.
• Renters Insurance: Coverage for renters' personal property and liability in the event of an accident or damage to the rental property.

Business Insurance

• Business Owners Insurance: Comprehensive coverage for small businesses, including liability, property, and business interruption.
• General Liability Insurance: Protection for businesses against liability claims or lawsuits resulting from accidents or injuries.
• Garage Repair Shop Insurance: Coverage for garage owners and operators, including liability and property coverage.
• Medical Office Insurance: Protection for medical professionals and offices against liability claims or lawsuits.
• Contractor Insurance: Coverage for contractors and builders against liability claims or lawsuits resulting from accidents or injuries.
• More Business Insurance: We also offer coverage for various business types and industries.

Life and Disability Insurance

• Individual Life Insurance: Coverage for individuals against loss of income or burial expenses in the event of death.
• Child Life Insurance: Protection for children against loss of income or expenses in the event of death.
• Key Man Life Insurance: Coverage for businesses to protect against loss of key employees or partners.
• Long-Term Disability Insurance: Income replacement for individuals with long-term disabilities.
• Long-Term Care Insurance: Coverage for individuals requiring long-term care or assistance with daily living activities.
• More Life and Disability Insurance: We offer various types of life and disability insurance coverage tailored to your needs.

Specialized Insurance Solutions

• Fire Risk Factor: Protect your home from devastating fires and ensure you have adequate coverage to replace your home and its contents.
• Personal Property / Contents: Coverage for furniture, appliances, clothing, and other personal items damaged or destroyed in unexpected events.
• Additional Living Expense / Loss of Use: Coverage for additional living expenses incurred while your home is being repaired or rebuilt.
• Valuable Possessions: Coverage for valuable items such as jewelry, furs, fine arts, or other collectibles.
• Medical Expenses: Coverage for medical expenses resulting from injuries or accidents on your property.
• Personal Liability: Coverage for personal liability claims or lawsuits resulting from accidents or injuries on your property.
• Miscellaneous Coverage: Coverage for trampolines, social media liability, and other unexpected risks.

At O'Connor Insurance Associates, Inc., we take the time to understand your unique needs and goals to provide personalized insurance solutions that meet your requirements. We aim to build long-term relationships with our clients, delivering exceptional service and ensuring your insurance needs are met with comprehensive coverage.