HLS Insurance Associates

Our Story

HMS has been dedicated to providing exceptional service to individuals, families, and businesses for over 80 years. Founded in 1943 by Chris Hartman, the company has a rich history of providing innovative solutions and personalized attention to our clients. From its humble beginnings in downtown Baltimore to its current location in Hunt Valley, Maryland, HMS has grown and evolved to meet the changing needs of our clients.

Our Services

At HMS, we offer a wide range of insurance services to help you navigate the complex world of risk management. Our expertise includes:

Business Insurance

• Construction: We provide comprehensive insurance coverage for contractors, builders, and developers.
• Transportation: Our team helps transportation companies mitigate risk and ensure the safety of their drivers and vehicles.
• Manufacturing: We offer tailored insurance solutions for manufacturers, wholesalers, and distributors.
• Professional Liability: Our expertise extends to representing professionals in various industries, including law, medicine, and finance.

Personal Insurance

• Home & Condo Insurance: We help homeowners and condo owners protect their properties and assets.
• Auto & Motorcycle: Our insurance experts will guide you in selecting the right coverage for your vehicles.
• Boat & RV Insurance: We offer specialized insurance solutions for boat and RV enthusiasts.
• Flood Insurance: We provide comprehensive flood insurance coverage for individuals and businesses.

Specialty Markets

• Technology & Life Sciences: Our team has extensive knowledge of the tech and life sciences industries, ensuring you receive proactive and tailored insurance solutions.
• Cyber Insurance: We will help you develop a customized cyber insurance policy to protect your business from data breaches and cybersecurity threats.

Captive Surety Bonds

• We provide comprehensive surety bonds for various industries, including construction, transportation, and manufacturing.

Benefits

• Group Medical: Our experts will help you develop a comprehensive group medical insurance plan tailored to your organization's needs.
• Dentistry: We offer dental insurance coverage for individuals and groups.
• Life Insurance: Our team will guide you in selecting the right life insurance policy for your needs and budget.

Our Commitment

At HMS, we believe in building long-term relationships with our clients. We take the time to understand your unique needs and provide personalized insurance solutions. Our mission is to empower our clients with the knowledge and peace of mind they deserve. With over 80 years of experience, we continue to adapt to the ever-changing insurance landscape, ensuring our clients receive the best possible service and coverage.

Conclusion

At HMS, we pride ourselves on our commitment to exceptional service, innovative solutions, and personalized attention. We invite you to explore our website and learn more about our insurance services. Whether you're an individual, family, or business, our team is here to help you navigate the complexities of insurance and ensure you receive the best possible coverage for your needs.