Captive Resources

Our Mission

At Captive Resources, our mission is to empower success-driven companies by offering innovative insurance solutions that go beyond the traditional model. We believe in providing our members with the tools and resources to take control of their risk management and insurance programs, fostering a collaborative environment that prioritizes transparency, cost-efficiency, and ultimately, long-term financial stability. Through our expertise in group captive management and risk control services, we strive to be the trusted partner that guides businesses towards a secure and prosperous future.

The Power of Member-Owned Group Captives

We specialize in creating and managing member-owned group captives, a unique and powerful insurance solution tailored for businesses seeking greater control and cost-effectiveness. Unlike traditional insurance models, group captives allow member companies to pool their risks and share in the profits of a self-funded insurance company. By becoming stakeholders in this collective venture, our members gain access to several invaluable benefits:

• Customized Coverage: Group captives enable businesses to design insurance programs that precisely meet their specific needs and risk profiles, eliminating the limitations often imposed by standardized commercial policies.
• Transparency and Control: Members have direct access to their captive's financial performance and operational decisions, fostering a sense of ownership and accountability.
• Cost Savings: Premium costs in a group captive are based on actual loss experience within the member pool, rather than broad industry averages. This often results in significant premium savings, especially for companies with excellent safety records.
• Safety Culture Emphasis: Group captives actively promote a culture of proactive risk management and loss prevention within their member organizations.
• Dividend Potential: When a captive operates efficiently and experiences lower-than-expected losses, members may receive dividends, effectively returning a portion of their premium payments.

Captive Resources provides a comprehensive suite of services to support our group captives and ensure their continued success.

Our Captive Expertise

Our team of experienced professionals possesses a deep understanding of the intricacies of group captives, offering invaluable guidance and support to both existing and aspiring captive members. From regulatory compliance to claims management, financial reporting to investment strategies, we handle all aspects of captive operation with meticulous attention to detail and a commitment to excellence.

Customized Risk Management Services

Beyond captive management, Captive Resources provides a range of customized risk control services designed to help businesses proactively identify, assess, and mitigate potential hazards, ultimately reducing their overall risk exposure and achieving sustainable cost savings. Our tailor-made solutions encompass:

• Comprehensive Risk Assessments: Identifying vulnerabilities and developing targeted risk mitigation strategies tailored to each member's unique operations and industry.
• Safety Program Development and Implementation: Creating comprehensive safety programs, including training programs, safety policies, and procedures, to foster a culture of safety within member organizations.

• Loss Control Engineering and Audits: Providing on-site inspections and evaluations to identify potential safety hazards and recommend proactive solutions for preventing accidents and minimizing losses.
• Claims Management Support: Offering expert guidance and support throughout the claims process, ensuring prompt and efficient resolution while minimizing costs and maximizing recoveries.

Investment Expertise

We understand that managing a group captive effectively requires not only a keen understanding of risk but also sound investment strategies. Captive Resources leverages its financial expertise to carefully manage captive assets, seeking to optimize returns while maintaining a secure and stable portfolio. Our investment approach prioritizes:

• Risk-adjusted Returns: Balancing the pursuit of financial growth with the preservation of capital and the need for liquidity to meet potential claims obligations.
• Diversified Portfolio Allocation: Diversifying investments across a range of asset classes to mitigate risk and enhance long-term performance.

Building Long-Term Partnerships

At Captive Resources, we believe in building lasting partnerships with our members, providing them with not just services but a strategic advantage. We are dedicated to building a collaborative and supportive environment where our members can thrive and achieve their insurance objectives. We strive to be more than just a provider; we aim to be a trusted advisor, a resource, and a partner in their success.