Narragansett Bay Insurance

At Narragansett Bay Insurance Company, we understand the importance of providing peace of mind to responsible homeowners living in coastal regions. That's why our purpose is simple and clear: we work to provide peace of mind to our policyholders. We believe that home is where the heart is, and we're committed to helping our customers protect their largest investment - their home.

Our History

Narragansett Bay Insurance Company is a wholly-owned subsidiary of Heritage Insurance Holdings, Inc. (NYSE:HRTG), a property and casualty insurance holding company headquartered in Clearwater, Florida. Heritage writes personal and commercial residential premium through a large network of experienced agents in Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia.

Our Commitment to You

We're committed to providing our customers with unparalleled service and coverage options. Our team of experts is dedicated to helping you navigate the complex world of insurance, making it easy for you to focus on what matters most - protecting your home and your loved ones.

Our Products

At Narragansett Bay Insurance Company, we offer a range of insurance products designed to meet the unique needs of our customers. Our products include:

• Homeowners Insurance: Our homeowners insurance policy provides comprehensive coverage for single-family homes, townhouses, and duplexes. Our policy covers most perils, including fire, lightning, and theft, as well as personal liability coverage, medical payments to others, loss of use of your home during a claim, and coverage for personal property and valuables.
• Condo Insurance: Our condo insurance policy provides coverage for condominium owners, including personal property, personal liability coverage, and medical payments to others.
• Tenants (Renters) Insurance: Our tenants insurance policy provides coverage for renters, including personal property, personal liability coverage, and medical payments to others.
• Dwelling Insurance: Our dwelling insurance policy provides coverage for dwellings, including personal property, personal liability coverage, and medical payments to others.

Our Expertise

At Narragansett Bay Insurance Company, we take pride in our expertise in providing coverage for coastal regions. Our team of experienced professionals has a deep understanding of the unique risks and challenges associated with coastal living, and we're committed to providing our customers with the information and support they need to make informed decisions about their insurance coverage.

Our Shield: ShelterPride

Our Shield: ShelterPride is a unique risk appraisal and underwriting program designed to provide our policyholders with the peace of mind of knowing that we have the right information about their home. This program helps us to ensure that we have a comprehensive understanding of the risks associated with their property, allowing us to provide them with personalized coverage that meets their unique needs.