Builders Insurance Group

Builders Insurance Group (BIG) is a fully owned subsidiary of the Rhode Island Builders Association, established in 2012, to provide insurance products and services to the construction industry. Our team boasts over 130 years of combined experience, dedicated to serving the construction industry. When you purchase insurance from BIG, the profits go back to the Rhode Island Builders Association, supporting contractor education, industry training, safety programs, legislative advocacy, information resources, and other essential services. These services are designed to help the industry and your business thrive.

Over the years, BIG has grown to become a full-service independent insurance agency, serving and protecting businesses and families in Rhode Island and all of New England. Our experienced team of licensed insurance professionals cares about protecting what's most important to you, delivering personalized, local service. We are deeply committed to the communities in which we live and work.

Whether you are a sole proprietor with no employees, a large corporation with multiple locations and a large workforce, or a family of four, BIG can help you build a better insurance program to help you today and prepare for tomorrow.

Our Partners

The Renaissance Alliance helps us provide our clients with customized insurance solutions from premier national and local insurers. This partnership allows us to offer a wider range of options and competitive pricing to our clients. Our strong relationships with top-rated insurance companies enable us to handle all your insurance needs.

Our Services

As a full-service independent insurance agency, we offer various insurance solutions tailored to your needs. Our services include:

• Business Insurance: We provide comprehensive insurance coverage to protect your business from various risks, including property damage, liability, workers' compensation, and business interruption.
• Contractors & Construction Insurance: Our insurance solutions are built for the construction industry, offering liability, workers' compensation, property, and builders risk coverage.
• Group Health Benefits & Compliance: We understand the importance of providing quality health benefits to your employees. Our team will help you navigate the complex world of employee benefits, ensuring compliance with government regulations, and finding the right solutions for your business and employees.
• Personal Insurance: Our personal insurance options include homeowners, auto, life, and health insurance, designed to protect you, your family, and your assets.

Our Team

Our team is the heart of our business. At BIG, we are proud to have a group of dedicated professionals committed to delivering excellent service and customized insurance solutions.

• Chuck Lowe, Agency Manager: With over 45 years of experience as an Independent Insurance Agent, Chuck has the expertise and knowledge to help you with all your insurance needs. He specializes in serving the construction industry, and as our Agency Manager, Chuck leads the team at BIG.
• Michelle A. Soares, Commercial Lines Account Executive: As a licensed insurance professional with more than 30 years of experience, Michelle specializes in commercial insurance for businesses. She focuses on educating her customers on insurance and the risks they face while finding the right insurance solutions to meet their needs.
• Cristina M. Caporaletti, Personal Lines Account Manager: With 25 years of experience in the insurance industry, Cristina brings a wealth of knowledge to her role as a Personal Lines Account Manager. She is passionate about animal welfare and enjoys helping her customers protect their families and assets.

At Builders Insurance Group, we are committed to providing you with the best insurance solutions and personalized service. Our goal is to build long-lasting relationships with our clients by understanding their unique needs and providing tailored insurance coverage to protect what matters most.