Innovative Risk Concepts

At Innovative Risk Concepts, Inc., we believe that success is never accidental - it's about making the right choices. We've been in business for over 30 years, proudly managing three successful Safety Group programs for three very diverse industries. Our team of industry experts is dedicated to providing unparalleled levels of customer service and aggressively negotiating premium savings for our Safety Group Members.

Our Safety Group Programs

We offer three comprehensive Safety Group programs, each tailored to cater to the unique needs of industries such as building service contractors, medical professionals, and veterinarians. Our programs are designed to provide unparalleled levels of customer service, highly experienced live-service staff, and aggressively negotiated premium savings.

NYS Building Service Contractors Trade Group

Our Safety Group 568 is exclusively for maintenance and janitorial contractors in New York. Qualifying class codes for this program include 9030 - Building Service Contractors and 0917 - Domestic Service Contractors. With a minimum premium of $5,000 and favorable loss experience rating, incoming Safety Group Members may qualify for an up-front discount of 35%. Safety Group 568 highlights include advanced premium discounts as high as 20%, opportunities for year-end dividends, and over $23,574,600 in dividends given back to members.

NYS Medical Arts Trade Group

Our Safety Group 569 is exclusively for outpatient medical practices in New York. Qualifying class codes for this program include 8832 - Physicians, Dentists, Clerical. With a minimum premium of $2,000 and favorable loss experience rating, incoming Safety Group Members may qualify for an up-front discount of 35%. Safety Group 569 highlights include advanced premium discounts as high as 25%, opportunities for year-end dividends, and over $13,286,000 in dividends given back to members.

NYS Veterinarians Trade Group

Our Safety Group 575 is exclusively for veterinarians and animal shelters in New York. Qualifying class codes for this program include 8831 - Veterinarians. With a minimum premium of $2,000 and favorable loss experience rating, incoming Safety Group Members may qualify for an up-front discount of 35%. Safety Group 575 highlights include advanced premium discounts as high as 30%, opportunities for year-end dividends, and over $4,339,500 in dividends given back to members.

At Innovative Risk Concepts, Inc., we are committed to putting our Safety Group Members first by providing unparalleled levels of customer service, highly experienced live-service staff, and aggressively negotiated premium savings. Join our Safety Group programs today and start experiencing the benefits of safety group membership.