The Insurance Store

At Risk & Insurance Solutions and The Insurance Store, we pride ourselves on being independent insurance agents who proudly serve the state of Nebraska and beyond. Our team of licensed insurance advisors is dedicated to providing quality insurance protection for our clients, their families, and their businesses.

Our Mission

Our mission is to offer a wide range of insurance solutions that cater to the unique needs of our clients. We believe that everyone deserves to have peace of mind, knowing that their assets are protected in the event of unforeseen circumstances. Whether you're a farmer, a business owner, or an individual, we're committed to providing the best insurance coverage options available.

Our Services

We offer a variety of insurance solutions, including:

Business Insurance

• Workers' Compensation Insurance
• Business Auto Insurance
• Commercial Umbrella Insurance
• General Liability Insurance
• Commercial Property Insurance

Personal Insurance

• Home Insurance
• Auto Insurance
• Individual Life Insurance
• Renters Insurance
• Umbrella Insurance

Employee Benefits

• Group Health Insurance
• Group Dental Insurance
• Group Vision Insurance
• Group Voluntary Benefits
• Disability Insurance

Farm Insurance

• Farm Insurance by Industry
• Livestock Mortality Insurance
• Crop Insurance
• Pasture, Rangeland, Forage Insurance

Other Services

• ATV/Utility Vehicles
• Risk Factor
• Products Liability Exposure
• Foreign Object Ingestion Coverage
• Coverage for Peak Season
• Pollution
• Umbrella
• Care, Custody, and Control
• Custom Farming/Business Activity

Why Choose Us?

We're not just another insurance agency. We're independent, and that difference matters. With us, you'll get personalized service, tailored insurance solutions, and a team of experts who care about your needs. We're committed to providing the best possible experience for our clients, and we're proud to serve Nebraska and beyond.

Our Locations

• Risk & Insurance Solutions: 125 E 31st Street, Kearney, NE 68847
• The Insurance Store: 845 10th Avenue, Sidney, NE 69162