Your protection when it matters most
Our Mission
The Delaware Life & Health Insurance Guaranty Association exists to protect Delaware residents who hold life insurance, health insurance, and individual annuities from the financial impact of an insurance company going out of business.
Who We Are
Established in 1982 by the Delaware legislature, the Guaranty Association is a statutory entity comprised of all insurers licensed to sell life insurance, accident and health insurance, and individual annuities in the state of Delaware. When an insurance company is found to be insolvent and ordered to be liquidated, the Guaranty Association steps in to provide protection up to specified limits.
How We Help
When an insurance company underwrites by the Guaranty Association becomes insolvent, we:
- Continue life insurance and annuity contracts, paying claims and premiums.
- Transfer the policy to another insurance company.
- Assist policyholders and beneficiaries through the process.
What We Cover
The Guaranty Association covers:
- Direct individual or group life insurance
- Direct group health insurance
- Individual annuity contracts
Our Commitment
We are dedicated to providing Delaware residents with security and peace of mind. We work to:
- Ensure transparency and clearly communicate our processes.
- Provide prompt and efficient assistance to policyholders.
- Maintain strong relationships with member insurers.
Additional Information
For more details about the Delaware Life & Health Insurance Guaranty Association, including legal documents and frequently asked questions, please visit the Additional Information section.
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