Protecting the Future of Your Family and Our Community
Our Story
At Atlanta Life, we're proud to be the lone remaining Black-founded and owned insurance company in the United States. Our rich heritage is a story of power, perseverance, family, and community. For over 100 years, we've been committed to providing insurance to help policyholders build wealth for their families.
Our Mission
Today, we operate a thriving Group reinsurance business with an Individual Life insurance program on the horizon. Our mission is to reimagine the future of insurance, making it more accessible and inclusive for all. Through our partnership with EquiTrust Life Insurance Company, a Magic Johnson Enterprises company, we're broadening our offerings and reach to ensure that the path to wealth is accessible to everyone.
Our Services
Atlanta Life Insurance Company serves as a benefits provider to employers and employees, a risk-transfer/risk-sharing partner, a solution for achieving Supplier Diversity and DEI goals, and a partner to the community. Our core business is as a reinsurer of group benefits programs for corporate, government, and affinity group clients.
Group Insurance
Group Insurance is a type of insurance that is typically offered to a group of people, such as employees of a company or members of an organization. Group Insurance Benefits are a type of insurance coverage that is a valuable and cost-effective way for organizations to provide essential coverage to their employees or members. This coverage typically includes various types of insurance that helps to protect individuals and their families against specific financial risks and medical expenses.
Reinsurance
Reinsurance, often referred to as "insurance for insurance companies, " results from a contract between a reinsurer and an insurer. The fundamental principle of reinsurance is that a transfer of an insurance risk occurs. In a reinsurance transaction, the reinsurance company assumes the risks of all or part of one or more insurance policies.
Opportunity for Supplier Diversity Spend
As a certified Minority Business Enterprise (MBE), Atlanta Life is a reinsurance provider and an avenue for either Tier-1 or Tier-2 supplier diversity spend. As an employer, you can achieve your Supplier Diversity spend goals through having your Group Insurance provider reinsure a portion of your Group Insurance to Atlanta Life.
Customer Experiences with Atlanta Life Insurance Company
Positive Comments
- The company is one of the strongest Black-owned insurance companies, with a long history of serving the community.
- Some customers have had positive experiences with the company, citing good customer service and the ability to purchase multiple insurance policies with them.
Negative Comments
- Many customers have reported poor customer service, including long hold times, unreturned calls, and unhelpful representatives.
- Some customers have experienced issues with policy payments and claims, including denied claims and poor communication from the company.
- A few customers have expressed frustration with the company's business practices, including selling policies to other companies without notification and failing to honor policies.
Common Issues
- Poor customer service, including long hold times and unhelpful representatives
- Issues with policy payments and claims
- Difficulty getting in touch with representatives or getting callbacks
- Frustration with business practices, including selling policies to other companies and failing to honor policies
