Norfolk Mutual Insurance Company has been providing quality, affordable insurance protection for Nebraska farms and homes since 1890. As a mutual insurance company, we are owned by our policyholders, and any profits generated are held in reserve to pay policyholder claims. This means that our policyholders are also our stakeholders, and we are dedicated to serving their best interests.
We provide fire, extended coverage, and specialized packages for farmowners, homeowners, rental properties, and mobile homes. Our goal is to offer comprehensive coverage options that meet the unique needs of our policyholders. We understand that every policyholder's situation is different, and we work closely with our network of independent insurance agents to tailor coverage to meet individual needs.
Company Profile
Norfolk Mutual Insurance Company was founded by a group of Madison County farmers on March 3rd, 1890, as Farmers Fire Insurance Association of Norfolk, Nebraska. Our company has a rich history of merging with other mutual companies to better serve our policyholders. In 1956, Farmers Fire Insurance Association of Norfolk, Nebraska and Farmers Tornado Insurance Association of Norfolk, Nebraska merged to become Norfolk Mutual Insurance Company of Norfolk, Nebraska. Over the years, we have merged with several other mutual companies, including Cedar County German Farmers Mutual Insurance Company of Hartington, Nebraska in 1993 and Antelope County Mutual Insurance Company of Neligh, Nebraska in 1997.
We have always operated under the principle of neighbor helping neighbor, providing local, dependable insurance for over 125 years. Our Board of Directors is made up of local area farmers and business professionals, ensuring that we remain deeply rooted in the communities we serve. As a mutual assessment association, we have no stockholders or owners of the company, and any profits are retained as surplus reserved to pay policyholder claims.
Services Offered
We offer a range of insurance coverage options for farmowners, homeowners, rental properties, and mobile homes. Our farmowners insurance provides coverage for farm dwellings, personal property, barns, and other farm structures. Our homeowners insurance covers the dwelling, personal property, and provides liability protection. We also offer coverage for rental properties and mobile homes.
Our specialized packages provide extended coverage options tailored to meet individual needs. These options include coverage for loss of use, increased building limits, and personal property replacement cost. We understand that every policyholder's situation is different, and we work closely with our independent insurance agents to tailor coverage to meet individual needs.
Why Choose Norfolk Mutual Insurance Company
At Norfolk Mutual Insurance Company, we believe in the power of community. We are a local company that is deeply rooted in the communities we serve. The money paid to our policyholders for covered losses is in turn spent in our local communities with contractors, retailers, and service providers. We are committed to providing quality, affordable insurance protection while supporting our local communities.
Our network of independent insurance agents allows us to provide personalized service to our policyholders. Our agents are knowledgeable and experienced in the insurance industry, and they are committed to providing the best possible coverage options to meet individual needs.
Contact a Norfolk Mutual Insurance agent today to learn more about our coverage options and how we can help protect your farm or home. Discover the advantages of having a local partner for all of your insurance needs.
