Trust us to protect what matters most.
Welcome to Virgil B. Fowler Insurance Agency, the oldest insurance agency in Cullman, Alabama. Our rich history dates back to 1878 when William Richard, Col. John G. Cullman's junior partner, started the agency. In 1935, Virgil B. Fowler purchased the agency, continuing the tradition of providing top-notch insurance services to the community. Today, the agency is owned and operated by Virgil B. Fowler, Jr., Dorothy S. Fowler, and Jason S. Fowler, who continue to uphold the heritage of Cullman while supporting the growth of the community.
As a professional and independent insurance agency, we specialize in insurance for individuals and businesses. Our team of experienced agents is committed to tailoring insurance coverage to our customers' needs, ensuring they receive the best possible protection at a competitive price.
Our Services
At Virgil B. Fowler Insurance Agency, we offer a wide range of insurance services to meet the needs of our customers.
- Auto Insurance - We understand that your vehicle is an essential part of your daily life. That's why we offer customized auto insurance plans that provide the coverage you need to protect your vehicle and drive with confidence. Our coverage options include collision and comprehensive coverage, liability coverage, road trouble service, additional expense coverage, and lease/loan gap coverage.
- Commercial Insurance - We specialize in commercial insurance for contractors, businesses, and industries. Our team of experts will work with you to secure the best possible insurance coverage for your business, regardless of credit or claim problems.
- Home Insurance - Your home is one of your most valuable assets, and it's essential to protect it with the right insurance coverage. We offer homeowners insurance policies that provide the protection you need to keep your home and belongings safe.
- Life Insurance - Protect your family against unfortunate, unforeseen events with a life insurance policy from Virgil B. Fowler Insurance Agency. We offer a range of life insurance policies to meet the needs of our customers.
- Pet Insurance - Our furry friends are beloved members of our families, and it's essential to protect their health and well-being. We offer pet insurance policies that provide the coverage you need to keep your pets healthy and happy.
At Virgil B. Fowler Insurance Agency, we pride ourselves on our old-fashioned personality and our commitment to caring for our customers. We offer courtesy and privacy while providing quality products at a competitive price. Contact us today to learn more about our services and to receive a personalized insurance quote.
Customer Service Issues
Some customers have expressed dissatisfaction with the customer service provided by Virgil B. Fowler Insurance Agency. One customer, Barry Camper, wrote a 1-star review citing difficulties in getting help from the agency. He stated that he had to wait two weeks to receive a quote for workman's compensation insurance and that he was not informed about who was handling his insurance policy. He also mentioned that he requested loss runs from his policy's underwriters, but received no response.
Positive Experiences
On the other hand, two customers, Barry Camper and Linda Bunis, had positive experiences with the agency. They both praised the agency's staff for being knowledgeable, responsive, and professional. They also appreciated the fact that the agency is locally owned and operated.
Changes in Service
Barry Camper, the same customer who wrote the 1-star review, noted that his experience with the agency was different in the past. He mentioned that he had written a previous review praising the agency's service, but that his experience had changed over time.
