Homestead Mutual Insurance

Our Story

For over 150 years, Homestead Mutual Insurance Company has proudly served the people of Wisconsin. Born from the needs of agrarian communities in the late 19th century, we were founded on the principles of mutual support and shared responsibility. Wisconsin farmers, recognizing the inherent risks of agriculture and the limited availability of insurance options, came together to form a company that understood their unique needs.

Protecting What Matters Most

In the 1870s, farmers invested a significant portion of their net worth and livelihoods in their buildings, machinery, and livestock. The challenges of limited access to fire and police protection in rural areas amplified the potential for catastrophic losses from fires or natural disasters. Homestead Mutual emerged from this reality, providing a much-needed safety net for families and their precious assets. We believed in a commonsense approach, prioritizing fairness and transparency in our interactions with policyholders. This core value continues to guide us today, ensuring that we remain a trusted partner for individuals and families across Wisconsin.

A Legacy of Service and Growth

As our state and its communities evolved, so did Homestead Mutual. We expanded our offerings to meet the changing insurance needs of Wisconsinites, from homeowners and renters to businesses of all sizes. Our commitment to providing personalized service and understanding the diverse needs of our policyholders has allowed us to build lasting relationships across generations. We are proud to have remained a solvent and financially stable company throughout our history, weathering economic storms and industry challenges while always staying true to our core values.

Embracing the Future

While we cherish our rich history, we also recognize the importance of embracing innovation and adapting to the ever-changing insurance landscape. We leverage technology to enhance our services, streamline processes, and provide policyholders with greater convenience and accessibility. Through our dedicated team of experts and our network of independent agents, we strive to empower our clients with the knowledge and resources they need to make informed decisions about their insurance needs.

Continuing the Tradition of Mutual Value

Homestead Mutual's journey is a testament to the enduring power of community, shared purpose, and trust. We are deeply committed to serving our policyholders and fostering a sense of belonging within our company and the communities we serve. With a proven track record of stability, integrity, and dedication to excellence, Homestead Mutual will continue to be a reliable and dependable partner for generations to come.