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Protecting Your Business, Rewarding Your People

Lloyd B. Richardson Insurance Agency, located in Knoxville, has been advocating for businesses since 1976. Our founder, Lloyd B. Richardson, entered the insurance industry with a drive to help businesses succeed. After years of experience as a captive agent with several national life and health insurance carriers, Lloyd established the Lloyd B. Richardson Insurance Agency in 1984. Our agency has been a trusted partner for East Tennessee businesses, providing a strong emphasis in the employee benefits market.

As a member of the National Tennessee and Knoxville Associations of Life Insurance and Financial Advisors, Lloyd has received numerous accolades, including the Million Dollar Round Table designation, National Sales Achievement Award, National Quality Award, and annual "Leaders Club" recognition from various insurance carriers. Our team's dedication to delivering exceptional service is evident in these achievements and our long-standing reputation in the industry.

Our Areas of Practice

At Lloyd B. Richardson Insurance Agency, we specialize in the following areas:

  • *Employee Benefits*: We understand the importance of employee benefits in attracting and retaining top talent. Our team works closely with businesses to develop tailored Employee Benefit programs that cater to individual circumstances. With our 34 years of experience in the insurance business, we are equipped to handle the unique needs of startups and small businesses.
  • *Individual Plans*: Our agency offers a complete line of Individual & Family Insurance services for those not covered by employer groups or organizations. We take the time to understand your needs and develop a program tailored to your specific situation.
  • *Benefits Strategy*: Our holistic approach ensures that your company receives the best competitive advantage in the ever-evolving marketplace. We help businesses navigate the complexities of employee benefits, empowering them to make informed decisions.
  • *Insurance Broker*: As an independent insurance brokerage, we represent a wide range of reputable insurance carriers, enabling us to offer a full range of value-driven products for all types of clients and situations. Trust us to provide premium insurance packages at the most competitive rates in the area.

Our Expertise

Our insurance agency has a proven track record of success in distributing a full range of insurance products, including:

  • Life and health insurance
  • Dental and vision insurance
  • Home insurance
  • Renter insurance
  • Senior life insurance
  • Medicare insurance
  • Pet insurance
  • Prescription drug plans
  • And more

Our staff comprises specialists in every sector of the property, liability, life, and auto insurance marketplace. With licensed, insured, and experienced insurance consultants, we provide superior customer service and skill, ensuring that our clients receive the best possible coverage options.

Consultations with Our Insurance Agents

When you reach out to us, we'll set up an appointment, either in-person or over-the-phone, at a time that suits you best. Our advisors take the time to get to know our clients, carefully listening to their wants, needs, and budget. Only after understanding your desired criteria intimately, will we present several leading coverage options before you, complete with transparent pricing details.

Choose Lloyd B. Richardson Insurance Agency for your insurance needs. Our team's expertise, dedication, and strong affiliations with reputable insurance carriers make us the ideal partner for businesses and individuals alike.

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