Bremen Farmers Mutual Ins

Our Mission

Bremen Farmers Mutual Insurance Company, established in 1888, is a proud pillar of the Kansas community. Our mission is simple: to provide our policyholders and agencies with high-quality insurance coverage and exceptional service at competitive prices. As a mutual company, our focus remains steadfast on serving the needs of our members rather than shareholders, ensuring that our priorities are always aligned with their best interests. We believe in building lasting relationships with our policyholders based on trust, transparency, and a commitment to understanding their individual needs.

Our Commitment to Quality Coverage

At Bremen Farmers Mutual, we understand that insurance is more than just a policy; it's a safety net for our policyholders and their families. We offer a comprehensive suite of property and casualty insurance programs designed to protect what matters most. Our underwriting expertise and attention to detail allow us to provide tailored coverage options that meet the unique needs of homeowners, renters, farm operators, businesses, and individuals. We believe in offering clarity and transparency throughout our policyholder journey, ensuring they fully understand their coverage and feel confident in our commitment to their protection.

Serving Kansas Through a Network of Trusted Agents

We collaborate with a dedicated network of over 200 independent insurance agencies located throughout Kansas. These experienced professionals serve as our partners in delivering outstanding customer service and personalized guidance. Our agents are committed to building strong relationships with policyholders, providing expert advice, and assisting them in navigating the complexities of insurance.

Whether our policyholders need help understanding their coverage options, filing a claim, or simply seeking peace of mind, our agents are always available to provide support and guidance every step of the way. This extensive network allows us to reach communities across Kansas, providing local expertise and personalized service to each of our policyholders.

Tailored Insurance Solutions

Homeowners and Renters Insurance

Our home insurance programs are designed to protect your dwelling and personal belongings from a variety of perils. From standard homeowner policies to tailored coverage for renters, we offer flexible options to suit your needs.

Choice coverage types allow for personalized protection, ranging from broad coverage to more basic options. Coverage for personal property, other structures, loss of use, liability, and medical payments is available, ensuring comprehensive protection. Replacement cost and actual cash value policies provide choices to meet individual financial circumstances.

Farm Owners and Operators Insurance - Agri-Pak

We offer a dynamic and flexible Agri-Pak policy specifically designed to meet the unique insurance needs of farm owners and operators. This comprehensive policy can be customized to protect a wide range of assets, including owner-occupied and tenant-occupied dwellings, mobile homes, scheduled and unscheduled household goods, personal and farm outbuildings, and various types of farm personal property such as machinery, livestock, and harvested crops.

Our Agri-Pak policy also offers comprehensive coverage for miscellaneous farm-related exposures, including debris removal, refrigerated products, farm machinery cab glass, and sewer backup. Policyholders can select individual coverages based on their specific needs, avoiding unnecessary premiums and tailoring their policy for optimal value.

Rental Owners Insurance

This program is tailored to protect tenant-occupied dwellings, offering coverage for perils such as fire, hail, and windstorms. It can also be used to insure owner-occupied mobile homes and owner-occupied homes in specific circumstances.

Rental owners can choose from a range of coverage options, including coverage for personal property, other structures, fair rental value, and additional living expenses.

Valuable Personal Property Insurance

This specialized program provides comprehensive coverage for a variety of high-value personal possessions, including boats, motors, and equipment; fine arts; furs; guns; jewelry; musical instruments; and personal-use and business-use tools.

Coverage for farm machinery and livestock is also available under this program, with flexible policy terms ranging from 12 months to 6 months.

Business Owners and Operators Insurance

Designed for commercial buildings, this program offers actual cash value coverage for a variety of perils.