Take Care of the Customer, and the Customer Will Take Care of You
Welcome to Leaders Life Insurance Company, a provider of world-class insurance products designed to secure the financial future of families and meet the needs of our customers with integrity, care, and hard work. At Leaders Life, we believe in the value of insurance products and their capacity to bring peace of mind and stability to families. Our mission is to create fanatical fans of our company through exceptional service and fairly priced insurance products that benefit all stakeholders, including policyholders, employer groups, agents, staff, and shareholders.
Our sales team is dedicated to building agencies through integrity, leadership, innovation, and passion for our customers. We are committed to being a partner in your success.
Company History: A Tradition of Excellence
Leaders Life Insurance Company was founded in Tulsa, OK, in 1989, with roots connected to one of the country's best-run convenience store chains, QuikTrip Corporation. Our primary core value, "Take Care of the Customer, and the Customer Will Take Care of You, " has been the driving force behind the formation of Leaders Life and the development of our flagship product, Lifestyle. This Term to age 100 insurance product with a critical illness (CI) accelerated death benefit has made Leaders Life a dominant force in marketing individual voluntary life insurance to workers in the state.
Over the years, Leaders Life has expanded into numerous states and added new products such as short-term disability, group life and ad&d, and group accident. In 2015, the company joined Michigan Farm Bureau's financially strong family of companies, allowing us to continue our growth and development as an A.M. Best A rated carrier offering products in sixteen states. Today, we serve over 700 agents and brokers and 1,400 employer groups, providing innovative insurance solutions that meet the evolving needs of our customers.
Our Products and Services
At Leaders Life, we offer a wide range of insurance products designed to meet the unique needs of our customers. Our product portfolio includes:
1. Lifestyle: A Term to age 100 insurance product with a critical illness (CI) accelerated death benefit. This product has been a market leader in Oklahoma for over 30 years and is available in fifteen states.
2. Lifecare: Our newest version of Term to age 100 insurance with a chronic condition accelerated benefit, designed to meet the evolving needs of our customers.
3. Short-term Disability: A product that provides income replacement for a short period due to disability, allowing employees to focus on their recovery.
4. Group Life and AD&D: Customized group life and accidental death and dismemberment insurance solutions that offer financial protection and peace of mind for employees and their families.
5. Group Accident: Comprehensive group accident insurance coverage that helps employees manage the financial impact of unexpected accidents.
Our products are available in sixteen states, with plans to expand into additional markets in the future. We are committed to providing innovative insurance solutions that meet the ever-changing needs of our customers.
Unacceptable Business Practices
A disturbing review from Cynthia Hicks highlights the unacceptable business practices employed by the company. According to Cynthia, the company hires "slumlords" who neglect their properties, leaving tenants without basic amenities such as running water, electricity, or air conditioning for extended periods. This lack of maintenance seems to be a deliberate attempt to profit from the suffering of others. The company's callousness is exemplified by the story of a disabled tenant who was trapped in one of their properties by their own family member, exploiting them for personal gain.
Unintended Consequences
This review raises serious concerns about the company's prioritization of profit over people. It is unclear whether the company is aware of these situations or intentionally enabling them to occur. The consequences of such negligence are devastating, leaving tenants feeling helpless and exploited. The company's failure to address these issues creates a culture of neglect and abuse.
