Insurance That Keeps Its Promises
At United Home Life Insurance Company, we have been keeping promises to our policyowners for over eight decades. Our mission is to provide simple, affordable, and flexible life insurance products that meet the unique needs of our customers. We understand that life is unpredictable, and that's why we're dedicated to providing you with the peace of mind that comes with knowing your loved ones will be protected.
Our Strengths
At United Home Life, we've made it our mission to offer life insurance products that are easy to understand and provide security for your loved ones. We believe that life insurance should not be complicated or invasive. That's why we offer a simplified application process that eliminates the need for medical exams or lengthy applications. Our products are designed to be customized to meet your specific needs, and we offer a range of products that cater to different stages of life and health conditions.
Whole Life Insurance
Our Whole Life Insurance products offer permanent life insurance coverage that guarantees premiums never go up, face amounts never go down, and comes with guaranteed cash values. Our simplified issue whole life coverage means you can't be turned down due to your health, even if you've been denied coverage in the past. We offer four products with varying levels of underwriting, allowing you to customize your coverage to meet your specific needs.
Term Life Insurance
Our Term Life Insurance products offer flexible coverage options that can be tailored to your specific needs. Our term products provide a specific amount of coverage for a specific length of time, with premiums that are guaranteed level for the initial period and increase annually thereafter.
Accidental Death Insurance
Our Accidental Death Insurance products offer inexpensive coverage that's suitable for a range of occupations, including commuters, municipal police and firefighters, construction workers, long-haul truck drivers, and more.
Our Financial Strength
At United Home Life, we pride ourselves on our financial strength, which allows us to keep our promises to our policyowners for life. We're dedicated to providing you with quality life insurance products that meet your specific needs, and we're committed to maintaining our financial strength to ensure that our promises are kept.
Contact Us
If you have any questions or would like more information about our products, please don't hesitate to contact us. You can reach us through our website, email, or phone.
Mixed Reviews
The review section features a mix of positive and negative comments about the company. Some customers have expressed satisfaction with their services, while others have reported poor experiences.
Quality of Service
Some customers have praised the professionalism and knowledge of the company's representatives. For example, Cori Guidry appreciated the help of her representative, G. Clements, who provided a satisfactory setup and cost. S. Reyna Glanton has been a satisfied customer for over 12 years, commending the company's professionalism and knowledge.
On the other hand, several customers have complained about poor customer service. Devona Hamm had trouble getting notifications about her account, which resulted in missed payments. Thomas Benjamin experienced incompetent and unprofessional treatment from the underwriting department, which led to his policy being canceled. Melissa had a particularly distressing experience, where she was authorized to receive payments but the company mistakenly withdrew funds from her account.
Communication
Communication problems have been a recurring issue for some customers. Author Natalie Bassett felt that the company was waiting for her to fall behind on payments. Devona Hamm struggled to get notifications about her account, despite her preference for texting or calling. Melissa had trouble contacting her account representative and was shocked when the company withdrew funds from her account without authorization.
Facilities and Services
A couple of customers have commented on the company's facilities and services. Jay Lee appreciated the compassionate customer service and the cleanliness of the food. Nichole Medrano enjoyed visiting the HPD mounted patrol facility, praising the professional staff and beautiful horses.
Overall Experience
The overall experience of customers with this company has been varied. While some have reported positive experiences, others have had significant issues with communication, customer service, and even unauthorized transactions.
