ZBZ Insurance

At ZBZ Insurance, we are passionate about simplifying the often-complex world of Medicare and helping seniors secure the best possible insurance coverage for their needs. As a client-centric independent brokerage, we prioritize understanding your individual circumstances, health requirements, and financial situation to tailor the perfect Medicare plan for you.

Our founder, Zach Zelouf, is an ordained Rabbi and licensed Independent Insurance Broker with a deep commitment to serving his community. Driven by a desire to make a positive impact on the lives of seniors, Zach leverages his extensive experience in teaching, counseling, and community service to advocate for his clients' insurance needs.

Our Services

We are dedicated to providing comprehensive and personalized insurance solutions to our clients. Our services encompass a wide range of Medicare products, including:

• Medicare Advantage: Offering alternative, private health insurance plans that bundle coverage for hospital, medical, and sometimes prescription drug needs.
• Medicare Supplement: Providing supplemental coverage to Original Medicare (Parts A and B), helping to fill in the gaps by covering out-of-pocket expenses like deductibles, copayments, and coinsurance.
• Prescription Drug Plans: Helping you navigate the world of Medicare Part D plans, ensuring you get access to affordable medications and manage your prescription drug costs effectively.

Why Choose an Independent Broker?

As an independent agency, we are not tied to any single insurance carrier. This allows us to compare rates and plan options from multiple reputable providers, ensuring you have access to the best coverage at the most competitive price.

We understand that choosing the right Medicare plan can be overwhelming. That's why we take the time to explain your options clearly and transparently, answering all your questions and addressing any concerns you may have. Our commitment is to empower you with the information you need to make an informed decision about your health insurance coverage.

Benefits of Working with Us

• Unbiased Advice: We work in your best interest, analyzing your needs and recommending the plans that best suit your circumstances, not just the ones that generate the highest commissions.
• Personalized Service: We take the time to get to know you, understand your health history, and your budget to create a customized plan that meets your specific requirements.
• Cost Savings: By comparing rates across multiple carriers, we help you find the most affordable coverage options available.
• Ongoing Support: Our commitment to you doesn't end with the enrollment process. We are here to answer your questions, provide guidance throughout the year, and assist you with any changes your needs may require.